Eric Carver
Co-Founder & Principal
K&C Financial Group
One Strategy.
Every Financial Decision.
Financial decisions rarely stand alone. An investment choice affects taxes. A business decision shapes retirement. Insurance touches estate planning. Most successful people already have capable advisors — the harder question is whether every recommendation supports the next. K&C brings those decisions together into one coordinated strategy, so each one strengthens the whole.
Our Philosophy
Financial decisions shouldn't happen in isolation.
Most people receive advice from several professionals, each focused on one part of their financial life. Investments, taxes, insurance, estate, and business decisions are made independently. Each recommendation may be sound on its own. Rarely are they considered together.
K&C exists to bring those conversations into the same room — so every important decision supports the next.
Why K&C Exists
K&C Financial Group — Jacksonville, Florida
How We Coordinate
Four connected disciplines.
One continuous strategy.
Our services are not a menu. Each is part of a single advisory relationship, where every conversation informs the next.
01
Building Wealth
Planning, retirement, and investment strategy — considered together, not in three separate conversations.
- Financial Planning
- Retirement Planning
- Investment Strategy
- Tax-Aware Stewardship
02
Protecting What You've Built
Insurance, risk, and estate coordination — evaluated as part of the plan, not sold as separate products.
- Insurance Strategy
- Risk Management
- Estate Coordination
- Long-Term Care Planning
03
Supporting Business Owners
Fractional CFO guidance, owner compensation, and succession — connected to your personal financial life.
- Fractional CFO
- Owner Compensation
- Business Succession
- Employee & Executive Benefits
04
Working with Your Team
Bringing your CPA, attorney, banker, and specialists together around one shared strategy.
- CPA & Tax Coordination
- Estate & Trust Counsel
- Banking Relationships
- Specialist Introductions
For Business Owners
A CFO seat at your table — alongside your personal plan.
For business owners, K&C acts as a fractional CFO and long-term partner. We help build the financial foundation that supports growth, transitions, and generational continuity — and we make sure it stays connected to the personal side of your financial life.
- Fractional CFO
- Financial Reporting
- Growth Strategy
- Owner Compensation
- Business Succession
- Cash Flow Oversight
- Payroll Coordination
- Retirement Plans
Our Advisory Approach
A thoughtful process,
designed for the long term.
An ongoing rhythm rather than a single transaction — designed to remain useful through business growth, family transitions, and market change.
I
Understand
We begin by listening — to your goals, your priorities, and the full shape of your financial life.
II
Coordinate
We bring the important pieces together and work alongside the professionals already in your life.
III
Design
A clear, written strategy that connects planning, investments, tax, risk, and business into one plan.
IV
Implement
We stay involved so the move from plan to action feels organized rather than overwhelming.
V
Refine
Ongoing reviews as life, business, and markets evolve. The plan is a living document.
Why K&C Exists
Founded on a simple idea — good advice works best when it's coordinated.
Eric Carver and Clayton King founded K&C to serve as one point of coordination across the important financial decisions in a client's life — personal, business, and generational.
Clayton King
Co-Founder & Principal
A Long-Term Relationship
We measure success in decades — not quarters.
Our engagements aren't built around a single transaction or a single moment in the market. They're built around the ongoing coordination of your financial life as it evolves — through business growth, family transitions, and generational change.
How We Work Over Time
Begin a Conversation
One Strategy.
Every Financial Decision.
We accept a limited number of new relationships each year. If you'd like to explore whether K&C is the right fit, we welcome a private conversation with one of the firm's principals.