Business Advisory
Financial leadership for the owners of established businesses.
Most business owners don't need another advisor — they need a CFO who can see the whole picture. K&C brings that seat to the table on a fractional basis, coordinated with your personal plan.
The Owner's Blind Spot
Your business is your largest asset — and often the least coordinated.
Most closely-held businesses outgrow ad-hoc financial management long before they justify a full-time CFO. K&C fills that seat — building the reporting, forecasting, and cash-flow discipline that give you clear visibility into the business, and bringing rigor to the decisions that follow: capital allocation, compensation, hiring, and growth.
Just as important, we coordinate the professionals around the business — accounting and bookkeeping, payroll and benefits, banking and financing, insurance and risk — so the financial side of the company runs as one strategy, not a series of separate conversations.
Capabilities
A CFO-level engagement, delivered by a firm.
Business engagements follow the same rhythm as our private client work — careful discovery, a written strategy, and steady coordination over time.
Fractional CFO
Executive-level financial leadership woven into your operating rhythm — without a full-time hire.
Financial Reporting
Management reporting, KPI development, and profitability analysis that turn operating data into clear decisions.
Growth Strategy
Capital allocation, unit economics, and expansion planning grounded in your financial reality.
Business Planning
Three-to-five-year plans with the numbers, risks, and dependencies made plain.
Owner Compensation
Salary, distribution, and benefit design coordinated with your personal plan.
Business Succession
Exit and transition planning — internal, family, or external — with tax and estate in view.
Retirement Plans
Design and administration of 401(k), cash balance, and combined plans for owners and employees.
Cash Flow Oversight
Budgeting, rolling forecasts, and treasury discipline to steady the business through cycles.
Payroll Coordination
Payroll, benefits, tax withholding, and reporting kept in line with the broader plan.
Professional Coordination
Direct engagement with your CPA, attorney, banker, and insurance advisors on your behalf.
Decision Support
On-call analysis for the material decisions that come up between annual reviews.
Employee Benefits
Health, retirement, and executive benefits designed to retain the people who matter most.
Who We Serve
Closely-held businesses with real complexity.
- Professional service firms and practice owners
- Family-owned businesses navigating generational transition
- Founders preparing for a liquidity event or exit
- Established operators with years of complexity to coordinate
- Executive teams shaping benefits and compensation strategy